It’s important to remember when purchasing a second hand vehicle with hire purchase, you actually don’t own the car until the final payment is made. Make sure to check what hire purchase agreement you have signed up to. The person/dealer which you are purchasing the car off may still have outstanding finances owed to a bank and you become liable for its discharge. This is why getting a car history check is so important, as you can not only check that the car is still under a hire purchase agreement but also things such as the NCT history, tax history, if the car has ever been clocked, if the car has ever been written off and plenty more information details about the car history.
Check with MyVehicle if the car you are intending to buy is still under a Hire Purchase agreement.