Yes, MyVehicle.ie can perform an Irish HPI check for outstanding finance and each finance check is queried with the Central HPI Finance Database in Ireland, which is updated by every Financial Institution in Ireland.
With 1 in every 6 Irish vehicles have outstanding finance owed, it’s really important to make sure you get a car history report before purchasing. Out of the cars checked, Dublin registered vehicles plates were the highest with 61% finance owed.
While HPI is the name of a history check company in the UK, many within the motoring industry in both Ireland and the UK refer to any vehicle history check from any supplier as an HPI check. The car history check is a generated report providing vital information about a vehicle's history. For example, whether the vehicle has outstanding finance, has been written off, stolen or clocked etc. The HPI check should always be performed before purchasing a used car as this check can reveal vital alerts that could potentially save you thousands.
As you can see from the above, there are potentially a number of different negative things to look out for when buying a used vehicle. A hidden history can severely lower the value of a vehicle and knowing what you are getting into can save you a lot of time and money down the road. More importantly, knowing the history of a vehicle can also alert you to a potentially dangerous vehicle.
Nearly 17% of all vehicles that undergo an Irish HPI check have outstanding finance owing. Purchasing a car with outstanding finance could be could be one of the most costly purchases you will ever make. As the legal owner, you are liable for any outstanding payments. It is therefore, imperative that you find out if the car is still subject to a finance agreement, as the vehicle is technically owned by the finance institution that supplied the original loan. In this situation, you run the risk of not only having the car repossessed but also losing any money that you spent on the vehicle. You can purchase a Finance Check Individually, in a Bundle Package or part of our Full Vehicle Check.
In Ireland, 40% of vehicles that has been written off are put back on the road. Obviously, it is important to know this information as a car may not have been repaired to manufacturer standards. In this instance, and to have real peace of mind, you would need to commission an independent assessor to inspect the vehicle so you know that the car has been repaired properly and is safe and roadworthy. This inspection report is proof of repair and may also be needed by an insurance company before they insure the vehicle.
Almost 20 per cent of all Irish vehicles have been clocked and a lot of these are imported vehicles from the UK. Car clocking is when a car's odometer (mileage recorder) has been put back or reduced so that it appears to have less miles on the clock.
There is a huge increase in the number of cars being stolen in Ireland every day and also the possibility that a car stolen in the UK can be imported into Ireland and sold to unsuspecting buyers. Currently in Ireland, there is no public stolen car register as this data is not supplied to the public by An Garda Siochána. In the UK though, there is a stolen car register and an Irish and UK Full Car Check can reveal this.
A Car Reg Check will confirm the vehicle details such as the reg, make, model, engine size, transmission, colour & body type and the year. It will also give you the ID and Documentation numbers for corroboration with the cars owners documents. You will get partial VIN, VLC and NCT numbers. (full numbers are not disclosed to the public by the Department of Transport) and also the engine number.
There are certain things that are not disclosed on an Irish HPI check and these include information on the identities of current or previous owners. This private information is not revealed to the public by the Department of Transport. This kind of personal information though would not reveal too much about a vehicle’s safety and legitimacy so it is not vital. The Irish HPI reg check will not tell you about every accident a vehicle has been in or its service history. These are points to bring up with the seller when you view the car.