Credit Unions Partner with Car History Check Experts


 Credit Unions Partner with Car History Check Experts,


Credit Unions in Kerry and West Limerick have partnered with Car History Check experts,


This collaboration means that Credit Union members can now get total Peace of mind by availing of a free car check with every car loan application at participating credit unions.


The Credit Unions are offering to members a Free Car History Check with every new car loan application submitted for the month of September.


The members offer is for a Free Car History Checks throughout the month of September for those looking to borrow over €1,000 as a car loan. The Full Car History Check normally retails at €35 for each report. The Chairperson, Marketing Committee, Helen Courtney Power, Kerry and West Limerick Credit Unions stated:


“When buying a second-hand car, you are always concerned about the history of the car and whether you are paying the right amount for the value of the car. As the main provider of car finance in the community, we want to protect our members when buying a car, so we are offering a Free Car History Check with each new car loan during September”
“The type of information provided in the report include Full Vehicle Identity Check, Irish & UK Finance Check, Previous Damage Alert, Write Off Alert, Mileage Check, NCT/CVRT Status & MOT History Check, Irish & UK No. of Owners Check, Previous Taxi and Most recent date of sale & sale history, Accurate Fair Market Valuation and the vehicle ID Numbers (partial) for vital verification purposes.

Advantages of a Credit Union Car Loan:

  1. Owned by its members: Every credit union is owned by its members, the people who save and borrow from it.
  2. Local: Local decision in the best interest of all members
  3. Member service: Credit unions pride themselves in the personal service they provide to their members.
  4. Straight forward: Unlike a Hire Purchase agreement or Personal Contract Plan you own the car from the outset. There are no hidden fees or charges on credit union loans
  5. Flexible: One advantage of a Credit Union loan is that you can pay it off early. You can also make additional lump sum repayments or increase your regular repayments, all without any penalties. Generally.There is also no minimum loan period.
  6. Loan protection: All Credit Union loans are insured at no direct cost to the member. This is designed to pay off a loan in the event of a borrower’s death – subject to terms, conditions and eligibility criteria. Services is powered by its parent company, VMS (Vehicle Management System), which provides a range of services to the entire automotive industry in Ireland ranging from Insurance Companies, Independent Vehicle Assessors, Financial Institutions, Independent and Franchise Motor Dealers.


For the past 5 years, VMS has also integrated its Systems and services with the Dublin Institute of Technology (DIT) and Institute of Automotive Engineer Assessors (IAEA) exams. The system is being used by all vehicle engineer assessors and approved repairers sitting exams in DIT.


The collaboration between and the Credit Unions is just another stamp of approval by the financial sector in and its services.


Everything on the database comes from a range of official trade and independent sources and is updated in real time, ensuring the highest standards of quality vehicle data that is relevant to those considering purchasing or selling a vehicle.


My Vehicle is fully committed to providing a low costing service to the general public that delivers the most relevant and critical information on Irish and UK Registered Vehicles.


Speaking about the partnership between and the Credit Unions, Justin Kavanagh, Managing Director from stated:


“We are delighted to partner with the Credit Unions in helping their members buy the Right car with the Right History. In this current climate it is a vital necessity to ensure that the background history of every used vehicle is checked and verified before being purchased, whether buying from a private seller or from a dealership and your local Credit Union have now made this easier for you to do this”.


The participating credit unions in the south-west region are:


Cara Credit Union

Killarney Credit Union

Dingle Credit Union

Rathmore Credit Union

Clanmaurice Credit Union

Caherciveen Credit Union

Listowel Credit Union

Abbeyfeale Credit Union.